Link to this page: a href m/InsuranceRisk Insurance Risk /a.
Use insurance carrier in a sentence. You need to make sure that you trust any insurance carrier that you sign up with so they come through when you need it. Was this Helpful?
DEFINITION of Malpractice Insurance A type of professional liability insurance purchased by health care professionals (and sometimes by other types of professionals, such as lawyers). This insurance coverage protects health care providers against patients who sue them under the claim.
Insurance Risk The likelihood that an insured event will occur, requiring the insurer to pay a claim. For example, in life insurance, the insurance risk is the possibility that the insured party will die before his/her premiums equal or exceed.
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Was this Helpful? YES NO 4 people found this helpful. The company did not feel comfortable taking on the risk of paying their employees healthcare costs so the looked to an insurance carrier to cover the risk of their employees.
The premiums can become high because of factors such as amount of coverage needed, claims severity, claims frequency, location of practice and laws in the area.
YES NO 11 people found this helpful. When I was rear-ended last year, I found out from the offender s insurance carrier that he had done the same thing to two other drivers that month.
Insurance companies compensate for this risk by adjusting premiums according to how great the risk is. Want to thank TFD for its existence? Tell a friend about us, add a link to this page, or visit the webmaster s page.
BREAKING DOWN Malpractice Insurance Premiums are usually based on the physician s specialty and geographic location but not on claims experience. This means that even if a physician has never been sued, he or she can end up paying extremely.
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